Borrower Overview

Fuel Your Success with A.R.I. Growth Capital

A.R.I. is an investment manager focused on providing financing solutions to innovative, high-growth, venture-backed companies operating in recession-resistant sectors and underserved regions throughout all 50 U.S. States and Canada.

Venture Debt Uses

  • Growth Capital to Fuel Expansion

  • Extend Runway

  • Minimize Down Rounds
  • Bridge to Higher Valuation or Exit

  • Increase Liquidity
  • Lease Equipment

  • Bolster Working Capital

  • Acquire Assets

  • Refinance Existing Debt

Benefits to Borrowers

  • Minimize Ownership Dilution

  • Accelerate Growth & Expansion

  • Extend Runway Between Equity Rounds or Exit

  • Decrease Cost of Capital

  • Close Financing Round Quickly

  • Complement Existing Equity Investments

  • Customize Financial Solutions

  • Enhance Credibility with Institutional Investors

A.R.I. Advantage

  • Flexible Financing Structures

  • Fast Underwriting and Closing

  • Fair and Transparent Pricing

  • Favorable Terms

  • Founder’s Perspective

  • Focused Attention

  • Foster Connectivity to Capital

  • Forge Lasting Partnership

Investment Criteria

  • Product Offering: Loans to VC-backed companies with minimum revenue of $5mm.
  • Timing: 4 to 8 weeks from initial meeting to closing.
  • Company Region: U.S. and Canada.
  • Company Stage: Series A through Series E.
  • Loan Size: Loans of $1mm to $30mm.
  • Loan Terms: Tailored interest-only periods, flexible amortization and payment schedules, and maturities up to 5 years.
  • Loan Pricing: Prime rate + 5% to 10% annually.
  • Loan Metrics: Loan/Enterprise Value <25%, Loan/Revenue <75%, “Runway” >12 Months, Revenue Growth >25%.

Focus Sectors

Financial Technology (FinTech, InsurTech)

Artificial Intelligence (AI)

Financial Technology (FinTech, InsurTech)

Financial Technology (FinTech, InsurTech)

Financial Technology (FinTech, InsurTech)

Software & Software as a Service (SaaS)

Financial Technology (FinTech, InsurTech)

Internet & Business Services

Financial Technology (FinTech, InsurTech)

Business to Business Marketplace (B2B)

Financial Technology (FinTech, InsurTech)

Healthcare Services

Financial Technology (FinTech, InsurTech)

Sustainable & Clean Energy Technology (CleanTech)

Financial Technology (FinTech, InsurTech)

Agricultural Technology (AgTech)

Financial Technology (FinTech, InsurTech)

Supply Chain & Logistics

Financial Technology (FinTech, InsurTech)

Sports & Gaming

Financial Technology (FinTech, InsurTech)

Media & Entertainment

Financial Technology (FinTech, InsurTech)

Telecommunications

Begin Your Financing Journey

Apply for Financing Today. Embark on a path to growth with A.R.I.’s strategic financing solutions. Click below to start your application and access the capital your business needs to thrive.

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